Published: February 27, 2019

When I tell people I am from Colorado, the number one thing they say it, "Oh, I'd love to own a mountain home or Chalet in the mountains of Colorado".

That is a good thing as I help mountain home and chalet owners insurance coverage on their dream-come-true.

This coverage is available in 47 states. 

No there is not cold winter and snow in all 47 states, but there are mountain homes and/or chalets.

The general guidelines of this type of policy are as follows: 

  • $1,000 minimum premium per policy
  • No minimum earned premium on most policies
  • All protection classes (including 9 & 10) acceptable through eligibility and coverages may be limited.
  • Ability to cover high-valued properties (this is what we specialize in)
  • No minimum or maximum number of properties per policy
  • No age restrictions (eligibility/coverages may be limited)

Imagine the outdoor snow skiing, mountain hiking, trail riding/walking, snow boarding, skiing,  inter-tubing, fishing, outdoors lifestyle and adventures you and your loved ones will have. Sounds like heaven to me. 

We offer some additional benefits to our policies as well:

  • Tailored property coverage forms
  • Special forms including coverage of theft and vandalism 
  • We welcome Corporations, Estates, Individuals, LLCs
  • Property, General Liability up to $1M and contents covered on one policy
  • $5,000 medical payment upon request
  • Properties rented via Airbnb and VRBO acceptable
  • True log acceptable
  • Loss of rents/business income available

So whether. you are buying a property as a company or an individual, what I know is that the mountains of Colorado are beautiful and you will not regret having your very own mountain home or chalet. 

 

Keeping you protected.

 

Rick

 

All Access Insurance in Littleton, CO,  who represents multiple insurance companies as a “Broker”and provides products for auto, home,  commercial, workers compensation, and much more! Call us today for a free quote at (303) 932-1700.