Published: May 3, 2016
This Healthcare Product covers home health aides providing non-medical services to clients such as housekeeping, meal preparation, bathing and basic hygiene, errand services and companionship.
Product Advantages:
- Minimum professional liability premiums starting at $425
- Separate limits for claims-made professional and occurrence general liability
- Option to purchase stand alone professional liability
- Duty to defend for professional liability
- Defense cost coverage for patient molestation claims available
- Punitive damages coverage where insurable
- Personal injury coverage
- Supplemental payments coverage for lost wadges to attend trials/hearings in defense of a claim
- Coverage for attorney fees/costs/expenses incurred by the named insured in defending against investigations/disciplinary actions by licensing boards
- Spousal and domestic partner coverage
- Security of an insurance carrier rated A++ by A.M. Best
- Quick quote turnaround
Additional Limits:
- Up to $1,000,000 occurrence/$3,000,000 aggregate
- Up to $100,000 in loss for punitive damages
- Up to $100,000/$300,000 in defense costs for patient molestation claimshttp://rickclineagency.com/wp-admin/media-upload.php?post_id=1631&type=image&TB_iframe=1
- $25,000 for third party discrimination
- $5,000 supplemental payments coverage for lost wadges
- $5,000/$10,000 for attorney fees/costs/expenses incurred by the named insured in defense of investigations/disciplinary actions by licensing boards
For more information on this and other specialty insurance products contact:
All Access insurance
Rick Cline – (303) 932-1700 / rick@insuranceaai.com