Published: April 20, 2018

Taking care of people who take care of people is really important to us. Afterall without them, you may not be able to work, produce, function and live the way you do.  So there are many kinds of healthcare professionals this package applies to, but here are a few that we have in mind:   Do you offer services for the mind?

  • Art therapy
  • Chaplain
  • Dance therapy
  • Drama therapy
  • Faith based counseling
  • Health education
  • Horticulture therapy
  • Learning disability consultations
  • Mental  health counseling
  • Music therapy
  • Pet or animal assisted therapy
  • Recreational therapy
  • School guidance counseling
  • Social work
  • Wellness counseling

Do you offer services for the body?

  • Aromatherapy
  • Athletic trainer
  • Audiologist
  • Beautician
  • Barber
  • Biofeedback practitioner
  • Corrective therapy
  • Day spa
  • Dental assistant
  • Dental hygienist
  • Dietician
  • EEG technician/technologist
  • Esthetician
  • First aid/CPR/EMT training
  • Fitness instructor
  • Home health aides (non-medical)
  • Lactation consultant
  • Massage therapy
  • Nail technician
  • Nutritionist
  • Occupational therapy
  • Optician
  • Optometric assistant
  • Pedorthist
  • Physical therapy
  • Radiologic technologist
  • Rehabilitation counselor
  • Speech therapy

  Product Advantages:

  • Minimum professional liability premiums starting at $425
  • Separate limits for claims-made professional and occurrence general liability
  • Option to purchase standalone professional liability
  • Duty to defend for professional liability
  • Defense cost coverage for patient molestation claims available
  • Punitive damages coverage where insurable
  • Third party discrimination coverage
  • Personal injury coverage
  • Supplemental payments coverage for lost wages to attend trials/hearings in defense of a claim
  • Coverage for attorney fees/costs/expenses incurred by the named insured in defending against investigations/disciplinary actions by licensing boards
  • Spousal and domestic partner coverage

  Available Limits:

  • Up to $2,000,000 occurrence/$4,000,000 aggregate
  • Up to $100,000 in loss for punitive damages
  • Up to $1,000,000/$3,000,000 in abuse and molestation claims
  • $25,000 for third party discrimination
  • $5,000 supplemental payments coverage for lost wages
  • $5,000/$10,000 for attorney fees/costs/expenses incurred by the named insured in defense of investigations/disciplinary actions by licensing boards

Ensuring you can provide your service on an ongoing basis is our job. Keeping you protected,   Rick   All Access Insurance in Littleton, CO,  who represents multiple insurance companies as a “Broker” and provides products for auto, home,  commercial, workers compensation, and much more!   Call us today for a free quote at (303) 932-1700