Published: April 18, 2018

Everyone loves to ensure they are taken care of.

Being taken care of  may come in the form of having the perfect hairstyle, color, cut, makeup, facial, microdermabrasion, waxing, massage therapy, threading, henna designs, manicures, pedicures, aromatherapy, body wraps and scrubs, etc.   For those professionals that take care of others, here at All Access Insurance we have you taken care of too, with Professional Liability and General Liability for Day Spas and Massage Parlors.   Here are the advantages and limits of our plan:   Product Advantages

  • Separate limits for claims-made professional and occurrence general liability
  • Minimum premiums starting at $425 for professional liability and $150 for general liability
  • No deductible
  • Option to purchase standalone professional liability
  • Defense cost coverage for patient molestation claims available
  • Punitive damages coverage where insurable
  • Third-party discrimination coverage
  • Personal injury coverage
  • Supplemental payments coverage for lost wages to attend trials/hearings in defense of a claim
  • Coverage for attorney fees/costs/expenses incurred by the named insured in defending against investigations/disciplinary actions by licensing boards
  • Spousal and domestic partner coverage
  • Ability to include hired/non-owned auto and property coverage to provide complete package

  Available Limits:

  • Errors and omissions up to $2,000,000/$4,000,000
  • General liability up to $2,000,000/$4,000,000
  • Up to $1,000,000/$3,000,000 in abuse and molestation claims
  • Up to $100,000 in losses for punitive damages
  • $25,000 for third-party discrimination
  • $5,000 supplemental payments coverage for lost wages
  • $5,000/$10,000 for attorney fees/costs/expenses incurred by the named insured in defense of investigations/disciplinary actions by licensing boards

  Keeping you protected,   Rick   All Access Insurance in Littleton, CO,  who represents multiple insurance companies as a “Broker” and provides products for auto, home,  commercial, workers compensation, and much more!   Call us today for a free quote at (303) 932-1700