Published: January 16, 2019
Our Professional Lines Department focuses on offering competitively priced products, broad and unique coverages and fast turnaround time. This enables customers to compete successfully for these growing classes of business:
REAL ESTATE ERRORS AND OMISSIONS
Top Classes
• Residential
• Commercial (up to 40 percent)
Product Features
• Defense outside limits
• 100 percent allocation wording
• Broad definition of employee to include
contractors
• Full prior acts coverage for claim-free accounts
PROPERTY MANAGERS ERRORS AND OMISSIONS
Top Classes
• Residential
• Commercial
Product Features
• Coverage for the management of the insured’s
personally owned property
• Ability to package errors and omissions, tenant
discrimination, employment practices and
general liability and property
• Wrongful eviction coverage automatically
COMMUNITY ASSOCIATION DIRECTORS AND OFFICERS
Top Classes
• Condominium associations
• Cooperatives
• Office parks
• Retail associations
Product Features
• Defense outside the limits
• Full prior acts
• Third party discrimination and harassment
coverages
• Defense for breach of contract claims
• Lifetime Occurrence Reporting Provision
CYBER
Top Classes
• Consultants
• E-Commerce
• Doctors/Dentists
• Nonprofit entities
• Bars/Restaurants
Product Features
• Separate limits for all four coverage parts
• Data breach, website liability and identity theft
expense pay on behalf
• Free access to eRisk Hub, an online cyber risk
management tool with breach coaches
• Identity theft restoration
CORPORATE DIRECTORS AND OFFICERS
Top Classes
• Manufacturers
• Sales/Distributors
• Consultants
• Property managers
• Tech companies
• Professional services
Product Features
• Retentions starting at $0
• Separate modular limits for directors and
officers, employment practices and fiduciary
liability
• Final adjudication wording for fraud and
personal profit exclusion
• Lifetime Occurrence Reporting Provision
INSURANCE AGENTS ERRORS AND OMISSIONS
Top Classes
• Agents writing more than 65 percent in
personal lines or individual life/health lines
• At least one year of experience as a
licensed agent
Product Features
• First dollar deductible available in most states
• Business owners package
• Automatic coverage
Keeping you protected, no matter what kind of work you do.
Rick
All Access Insurance in Littleton, CO, who represents multiple insurance companies as a “Broker” and provides products for auto, home, commercial, workers compensation, and much more! Call us today for a free quote at (303) 932-1700