Published: October 3, 2018

We never think we’ll need Professional Liability Insurance, until we do.

If I were to ask you what king of businesses should carry liability insurance – you would probably say things like:

  • Information technology services
  • Management services
  • Marketing consultants
  • Property managers
  • Real estate agents
  • Insurance agents
  • Private investigators
  • Accountants
  • Tax preparers
  • Bookkeepers
  • Staffing services
  • Advertising agency
  • Graphic Designer
  • Claims adjuster
  • Training Service
  • Coaches
  • Home Health Aides
  • Physical therapist
  • Counselors

I would agree with you on all of these as they are dealing with other people in various situations. Those are the most common ones people think of when I ask that questions. Now let’s think of the uncommon ones:

  • Beer certification service
  • Fisheries consultant
  • Start-up event planning
  • Travel service
  • Lobbying service
  • Home  health staffing service
  • Fundraising consultant
  • Digital marketing companies
  • Rehabilitation practice
  • Occupational therapy
  • Web-based public opinion researcher
  • Video editing
  • Video production company
  • Energy consultant
  • Thermography services
  • Web design
  • Search Engine Optimization (SEO) firm
  • Commercial property manager

Yes, all these folks need a tailored broad professional and general liability coverage with the best insurance carrier for them. Available Coverage Features:

  • $0 retention
  • Up to $5M in limits
  • Full prior acts
  • Defense outside the limit
  • Independent contractors
  • Privacy liability
  • Privacy breach expense
  • Personal injury
  • Reputation restoration expense
  • Intellectual property
  • Contingent bodily injury and property damage
  • Abuse and molestation
  • Additional insured
  • Hired and non-owned auto
  • Waiver of subrogation
  • Primary and noncontributory wording
  • Optional business personal property

So whether your business is common or a little bit uncommon, call us today so we can help you look at your liability protection for your certain profession. Keeping you protected,   Rick   All Access Insurance in Littleton, CO, who represents multiple insurance companies as a “Broker” and provides products for auto, home,  commercial, workers compensation, and much more!   Call us today for a free quote at (303) 932-1700.