Published: August 16, 2011

         If you are in an auto accident, you may not know what to do. If you follow a few of these steps, it might assist you in mitigating the claim with your insurance carrier, protecting yourself in the event you might be at fault, Calm overall fears and simply stated, make the process easier for everyone!!!Steps to take when you are in an auto accident

  1. If you are on a public road, call the police or 911.
  2. If you are on private property (like a mall or shopping center), the police will most likely not respond.
  3. After the police are called, you will want to exchange insurance information with the other party.
  4. Look for a witness to the accident.  Get their information and have them do a statement with the police
  5. Take pictures of the accident with your phone or borrow someone elses phone to take the photos
  6. If the car is not drivable, find out where the tow truck will take it
  7. Call your insurance company and file the claim.  Have the other parties information with you.
  8. Call your insurance agent to receive information on the claims process
  9. Work with your claims adjuster to get the vehicle fixed and or replaced.  It is important to work hard for the value of your vehicle as the adjuster may not value the car the way you want it valued!  Call your agent for more assistance.

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