Wind and hail deductibles for commercial property are on the rise in many areas of the United States.  Deductibles up to 5% are becoming more common in the most challenging locations.   All Access Insurance offers a wind/hail deductible buy-back program for commercial property.  Property owners may lower their deductibles to as little as 1% or a specific dollar amount.  This decreases the potential out of pocket financial exposure and assists in compliance with the mortgage deductible requirements.